Reliable Financial

Service For Growth

100% Secure

RBI Regulated

Experience secure banking, personalized support, and efficient financial solutions tailored for your success.

Important Announcement:

A Legacy of Trust Since 1913

Welcome to Shiva Sahakari Bank Niyamitha a trusted cooperative banking institution dedicated to serving the financial needs of the community with integrity, transparency, and mutual cooperation.

Established in 1974, the Bank has been serving the people of Davangere District for over five decades, guided by the enduring principles of the cooperative movement. From its inception, the Bank has focused on empowering its members and promoting inclusive economic growth by providing accessible, need-based, and responsible financial services.

Savings & Deposits

Secure your future with our flexible deposit schemes designed to maximize your returns.

Savings Account

Secure your money with easy access and competitive interest rates.

Current Account

Manage daily business transactions with ease and flexibility.

Recurring Deposit

Grow savings steadily with consistent deposits and assured returns.

Fixed Deposit

Enjoy guaranteed returns and safely maximize your interest earnings.

Financial Assistance

Tailored loan products to support your personal dreams and business ambitions.

Housing Loan

Finance your dream home with affordable and flexible repayment options.

Vehicle Loan

Get quick financing to purchase your new or used vehicle.

Commercial Building Loan

Build or expand your commercial property with easy financing.

Term Loan

Structured long-term funding with predictable EMIs and stability.

Installment Loan

Convenient monthly installments tailored to your repayment capacity.

Secured Cash Credit

Meet working capital needs with flexible, collateral-based credit.

Surety Loan

Avail secured loans with guarantor assurance and simple processing.

Gold Loan

Get instant funds by pledging gold with minimal documentation.

Loan Against Deposit

Borrow instantly by pledging your fixed or recurring deposits.

Beware of Online Banking Fraud

Online banking fraud is increasing. Never share your OTP, PIN, or confidential information. We will never call or SMS asking for these details.

Comprehensive Banking Solutions

Discover a complete range of modern banking services designed to support your financial journey with excellence and trust.

NEFT / RTGS

Fast and secure fund transfers to any bank across India.

Lockers

Safe storage facility for your valuables.

Card Safe Security App

Instantly control and secure your debit card.

Green Pin

Easily generate or reset your debit card PIN.

SMS Alerts

Get instant SMS updates for your transactions.

Service Charges

Transparent charges for various banking services.

KYC Guidelines

Simple guidelines to keep your banking secure.

Bank in your Pocket

Experience simple and secure banking with the Shiva Co‑operative Bank Mobile App.

Download it now from the Google Play Store and manage your banking anytime, anywhere.

President's Message

Shri Sangameshwara Gowda M. B.

"Shiva Sahakari Bank Niyamitha, Davanagere, with over 36 years of dedicated service, continues to support agriculture, retail, and housing sectors. We stand firm on our commitment to empower our community's financial growth."

Digital Banking

Bank anywhere, anytime with our secure and seamless digital platforms.

01 Mobile Banking

Mobile Banking

Access your account anytime, anywhere with secure mobile apps.

02 IMPS Transfers

IMPS Transfers

Instant funds transfer 24/7 safely and securely from your mobile.

03 Card Services

Card Services

Enjoy hassle-free withdrawals and online transactions globally.